Opening Balance Equity is Negative

We have invested tons of money in equipment via loans.  These loans were not deposited into our actual account via check - we financed the equipment through the equipment companies.  No money for the loans was ever deposited into our account so they were entered in QB Online using a JE by crediting the equipment long-term liability account and debiting Opening Balance Equity.  The balance on the equipment shows as a positive on the Balance Sheet and the balance is reduced each time a payment is made until it will eventually reach zero as several have.  There are also several transactions in OBE that are positive (balances automatically imported from online bank feeds), but the overall balance is negative.  I have read that the OBE should be zeroed out but I have no idea how to do this, especially since some of the entries are positive and some are negative.  If I credit the OBE and debit the amount to retained earnings then retained earnings becomes negative and I don't know if that is correct.  I am getting very confused about the difference between retained earnings and owner's draws.  On the balance sheet owner's draw is showing as $-169,000 and I think this is correct since it's shown as a debit balance as opposed to credit since it's a draw from the business and is not an actual wage expense (we are a single-member LLC).  Each time we take money from the business account for personal use it is categorized as an owner's draw.  Retained earnings and net are both positive.  Thank you in advance!