How does the Affirm Buy Now Pay Later option work?

Welcome to the Community, Marti. With the Affirm Buy Now, Pay Later option, your customers gain flexible payment choices while you receive the full invoice amount upfront. Once enabled, it integrates seamlessly into your workflow, so your invoicing, refund, and reconciliation processes stay unchanged.
 

This option is available for transactions ranging from $50 to $20,000. Customer approval is based on their credit profile. Your business pays a single processing fee per transaction, with no extra credit card charges. Funds are typically settled by the next business day. Fees are deducted and reconciled just like other payment methods, keeping your accounting organized automatically. Above all, affirm manages repayment process, ensuring your payout is protected even if a customer misses a payment.
 

If you are ready to manage this feature, you can turn the Buy Now, Pay Later option on or off within your account settings.
 

Let us know if you have any further questions. We are here to help anytime.