Hi there, cattlecompany. Allow me to explain the distinctions between QuickBooks Desktop and QuickBooks Online.
QuickBooks Desktop provides more capabilities and is more customizable, whereas QuickBooks Online has more automations and is easier to understand and use. You also have to consider the number of users since the price will depend on it if you choose to switch to the desktop version.
Here's a link that you check for the comparison between QuickBooks Online and QuickBooks Desktop: https://quickbooks.intuit.com/online/move-to-online/
I've also included this page if you'd like to see additional QuickBooks Desktop products: Choose your QuickBooks Desktop product.
Please let me know if you have any more questions or concerns about QuickBooks Desktop. Take care and have a wonderful day!